Pharos is an independent advisory firm that facilitates the acquisition of political risk insurance and credit-enhancement solutions for investors and lenders in emerging markets. WHAT WE DO: As a political risk insurance (PRI) advisor and licensed broker, we help investors and lenders source PRI from multilateral, regional/bilateral, and private insurers. PRI mitigates the following risks: 1.1 Breach of contract / regulatory risks: Protects against losses from the government’s breach (e.g. concession / PPA) and abrupt regulatory changes; 1.2 Expropriation; 1.3 Non-honoring of sovereign financial obligations (government's payment risk); 1.4 Political violence: Physical damage to assets & business interruption as a result of civil disturbance, terrorism, war, etc.; and, 1.5 Currency inconvertibility. 2. WHY WORK WITH US: Greater demand and reduced capacity have created a flight to quality in the PRI market: Underwriters have become more risk-adverse and selective in the projects that they support. The underwriting process often requires experience, skills and persistence to bring to light the merits of your project and deliver a compelling case that will ensure the initial selection and final underwriting of your project; and beyond, a quality dialogue with the underwriter to achieve the right level of coverage. That is our promise! Client's assessment of the value addition that Pharos brings to the table: "William and his company Pharos are particularly helpful to navigate the underwriting process of political risk insurance in emerging market countries. In particular William is very knowledgeable of complex environments, specifically MIGA, and he brings crucial value to the process, helping to save considerable time and money." Antoine Chavan, Senior VP, Legal, Cotecna S.A. (Geneva, Switzwerland). 3. CONTACT: To obtain PRI coverage, please contact Pharos at +1-202-321-2147 or E-mail: wdadzie@PharosRiskAdvisors.com.