We are convinced that in a competitive financial industry, models can be a key success factor. Models help to create a better understanding of the underlying factors that drive complex relationships. Models bring transparency, improve comparability and ultimately help financial institutions to take the right decisions. While models form the core of our services, we perceive them as means rather than an end. Statistics are no substitute for judgment. It is of crucial importance that models are used in the right context; that decision makers understand what a model can and cannot do; that the models are aligned with the client’s strategy; and that the right level of oversight is in place. RiskQuest provides risk management advice to financial institutions. Our team shares a solid background in risk management and years of experience within Europe’s leading financial institutions.