Cape Fear Farm Credit provides loans to more than 2,500 farmers and rural North Carolina residents. We're a cooperative, which means we’re in business to benefit our customer-owners. We have 10 branch offices in our 12-county territory, and our members vote for directors directly from our membership. Cape Fear Mission: To be the lender of choice to all of agriculture and our rural communities. The Farm Credit System: We are part of the nationwide Farm Credit System, a financial cooperative owned by its member-borrowers that has been serving the credit needs of rural North Carolina since 1916.