CT Financial Partners is an independent financial planning firm specializing in comprehensive financial planning, investment management, and retirement income planning. As an independent financial planning firm, we are not affiliated with any bank, mutual fund company, or insurance company. This gives us the freedom to act in your best interest, without pressure to promote a particular product or strategy. This is a model that differs from that of many other financial firms whose representatives are accountable not only to their clients, but also to the parent company that employs them. We know that selecting a financial advisor is a difficult decision. Markets are constantly changing and financial products can be very complex. We pride ourselves on educating our clients so when you leave our office, you will do so with the confidence of knowing you are on track towards financial independence. Securities and advisory services offered through Commonwealth Financial Network®, www.FINRA.org / www.SIPC.org, a Registered Investment Adviser. Fixed insurance products and services offered through CT Financial Partners, 447 Naubuc Ave, Suite 109 Glastonbury, CT 06033 (860) 213-8315. This communication is strictly intended for individuals residing in the states of CA, CO, CT, FL, GA, IL, IN, MA, MD, NC, NH, NJ, NY, NV, OH, OR, RI, SC, TN, TX, VA. No offers may be made or accepted from any resident outside these states due to various state requirements and registration requirements regarding investment products and services. Review our Terms of Use: www.commonwealth.com/termsofuse.html