eCheck.Money is an electronic check (eCheck) processing and risk verification & management platform. Our solutions are suitable for most risk categories, including hard to place high risk industries. Our state of the art features and cutting edge risk management and verification tools meet and even exceed the needs of our merchants. Our platform is best in class to suit our merchants' needs at the most competitive rates. Our powerful features and tools such as public file verification, transient bridge for a customer's bank and balance verification, and an instant risk fail/ pass verdict based on our proprietary algorithm enable our merchants to sell to and service their customers at lower operational costs. We provide accounts to international merchants, regardless of their geographic locations. As a quick introduction, an eCheck is a form of online payment where money is electronically withdrawn from the payer’s checking account, transferred over the Automated Clearing House (ACH) network, and deposited into the payee’s checking account. With an eCheck merchant account, a business can withdraw payments for a good or service directly from their customer’s bank account. The payment must be authorized by the customer, either by signed contract, via a recorded voice conversation, or acceptance of an internet based “Terms and Conditions”.