Consulting to families and businesses in Broward, and Palm Beach Counties. Fee-Based on hourly rates or No Fee if products are purchased We specialize in Families: * Families need a strong foundation to grow on. * We look at personal and company benefits. * We help a family to decide how to handle the mortgage on the house. * We have a personal dialogue about the needs and desires of the family. * What is their interest in college funding, income to the spouse, Will or Trust, * Retirement and developing new income streams. We Specialize in Small Businesses( under 15 employees): * Businesses need a plan for Continuation of the business when an owner leaves or dies. * We look at Buy-Sell Agreements and Funding, * Key Person Insurance, * Creating a Market for the business, * Executive Benefits such as Pension, * Deferred Compensation. * We develop a conversation on Health Insurance, Disability and Accidental Death for both ownership and the employees. * We offer suggestions for Basic to Advanced Training programs and Seminars that will help the business to grow rapidly. Elliot Yaro has over 40 years in the industry and sets appointments for the convenience of the client. Many times these appointments are in the evening or on weekends.