The Geneva Association is the leading think tank of the insurance industry. We identify fundamental trends and strategic issues where insurance plays a substantial role or which influence the insurance sector. Through the development of research programmes, regular publications and the organisation of international meetings, we strive to advance the development and application of risk management and the understanding of uncertainty in the modern economy. Established in 1973, The Geneva Association is based in Zurich, Switzerland and is a non-profit organisation funded by our members, the Chief Executive Officers of the world's largest insurance and reinsurance companies.