NPS was founded in 1996 and is based out of Columbus, Georgia. We are a privately owned technology and service provider in the electronic payments industry, consisting of three main divisions: 1. Merchant Services - NPS is an officially registered ISO of Wells Fargo Bank, N.A., Concord, CA and partners with First Data Merchant Services. 2. Electronic Deposit & Recovery - We market National Automated Clearing House Association (“NACHA”) compliant software along with hardware for Lockbox and Accounts Receivable Conversion (“ARC”) services via the Automated Clearing House Network (“ACH”) and Federal Reserve Banking System. In addition to hardware, software and ACH / Check 21 processing services, we market Online Bill payments (WEB) along with eLockbox Pro for online bank checks. 3. Check Collections - ckCOLLECT is our proprietary platform for Child Support Returns for various state disbursement units. The system’s flexibility allows our clients to choose the degree of involvement, from electronic re-presentments to our multi-stage traditional collection process. With over 150 combined years of industry and banking experience, our management and development team, technical personnel and strong alliance partners have worked with and for key banking institutions in the check processing, card processing, and collections industry. Our intimate knowledge of the payment processing system is a strong foundation for a functional, streamlined, and solid system. Because of our commitment to promoting the success of our customers, this same foundation provides an additional competitive edge to those using our systems. We are prepared to walk our customers through the installation and implementation process from start to finish, as well as to provide ongoing technical and customer support.