Picsa strives to improve the financial health of low-income South Africans – by offering affordable, high quality financial products, providing practical education and driving positive behavioural change. Accessibility to top-tier products is achieved through our innovative bulk transacting approach, and delivered as an easy-to-use employee benefits solution across a range of industries – from agriculture and manufacturing to retail, hospitality and leisure. What began as a simple, single-farm social initiative in 2012 has quickly grown into the Picsa of today, a commercial enterprise that serves over 9,000 employees. Our financial products include: - Short and long-term investments in Allan Gray funds, that require a minimum contribution of just R1 per month (as opposed to the usual R500 per month minimum). - Low-cost funeral cover underwritten by Safrican. - Consolidation loans that help people get out of debt. We also offer small cash and retail loans. - An EarnBacks loyalty programme that encourages saving and rewards employees for making good financial choices.