Creative Benefit Systems, Inc. is now Swanson-Phillips & Associates. We assist clients in the design, implementation and administration of employee benefit programs. Emphasis is placed on problem solving and risk management with both fully insured and alternative funded plans. We are licensed with and proud to represent over 100 insurance companies and third party administrators who have the highest credentials for financial stability and who provide quality products, responsive service and personal communication. www.SwansonPhillips.com 616-309-2800