iStream Financial Services delivers treasury management solutions that encompass all aspects of a payment transaction for both A/R and A/P. iStream’s end-to-end payment solutions for all payment types, deliver efficiencies and increase cash flow. The iStream payments platform is centered around Payments, Data, A/R, A/P, Treasury Management and Reconciliation. The platform functionality includes remote deposit capture, ACH, credit card processing, robust sub-accounting capabilities, lockbox / remittance processing and commercial bill pay; all while being bank agnostic. Utilization of iStream for payment processing for both bank and card centric transactions, requires no changes to existing banking relationships and results in decreased costs and increased revenue.