APS is an authorized Financial Services Provider. The company is an independent financial services group which employs a number of highly qualified financial advisers, who each individually have an average of 20 years relevant industry experience. These advisers are assisted by a dedicated team of administrative personnel and supported by the best information systems and software available in the market. As such we provide financial advice and intermediary services to our extensive client base, strictly within the conditions of our FSCA licence, and in terms of the stipulations of the “Code of Conduct” of the FAIS Act. As part of the holistic approach followed in assessing our client’s needs, we recognize the need for proper tax and estate planning and the implementation of the necessary structures and financial products to give effect to this. APS is licensed to provide a broad range of financial products and services including; * Asset management and portfolio construction * Local and offshore Investments * Medical aid services * Retirement and estate planning * Fiduciary services (Wills and Trusts) * Long and short term insurance