We help recurring, card not present merchants significantly improve their bottom line with a proven track record of increasing revenue while reducing costs. We have helped some of the world's largest CNP merchants maximize customer lifetime value by reducing involuntary churn. INCREASE REVENUE & RETENTION - Recurring merchants lose 30% or greater of their customers each year due to credit card account changes. PLC helps merchants employ the optimal best practices to retain as many of these customers as possible, extending the lifetime value and improving the relationship with the customer. REDUCE OPERATING COSTS - PLC helps recurring merchants determine the optimal processes for payments management and contract structure and partnership arrangement with vendors to significantly reduce costs.