National Recovery Associates, Inc. is an asset management firm that manages and liquidates portfolios of delinquent consumer debt for major financial institutions. NRA currently has over $2 billion in charged off consumer debt under management. Over the past 11 years, NRA and its principals have worked continuously with major financial institutions to develop highly successful strategies to manage and operate significant portfolios of delinquent debt. In the last three years alone, NRA has received from our clients over 500,000 accounts totaling $2.2 billion. Our experienced executives and management team employ a practical approach to the management of delinquent consumer debt. We pride ourselves in the unique ability to continuously adapt to changes in economic climate, regulatory changes and industry trends. The strategies employed for the recovery of delinquent debt reflects decades of experience with an attention to detail that rivals leading financial institutions