VITAL Federal Credit Union exists for you – for your financial health, for your access to a fair source of credit, for your community, and for your ability to reach your financial goals. We believe these are necessary aspects of your life. You could say we think they are VITAL. As a member of VITAL Federal Credit Union, you become a member-owner of a financially sound credit union that has served the Spartanburg community since 1964. With our long history of assisting our members in reaching their financial goals, along with the strength and security of the NCUA insuring member deposits up to $250,000, you can count on us to continue serving you for many years to come. In addition to personal banking services, we also provide business banking services including checking, savings, credit card processing, and business loans.