A financial services firm focused on helping people simplify money matters. Our associates are known for their honesty, creativity, and expertise. Our unconventional approach helps families and business owners discover strategies they may have never heard before. Our goal is to help you find money you are transferring away unknowingly and unnecessarily. Mortgages, taxes, qualified plans over and above the match, college planning, and expenses like car payments and credit cards -- most people will spend more money in these areas than they will ever accumulate in their lifelong savings and investment accounts. We believe we can have a bigger impact on your financial future by helping you avoid the losses rather than helping you pick the winning investments. It makes little sense to have a million dollars only to discover you have lost a million along the way. Securities and investment advisory services are offered solely through Registered Representatives and Investment Adviser Representatives of Equity Services, Inc. (ESI), Member FINRA (www.FINRA.org)/SIPC (www.SIPC.org), 5925 Carnegie Blvd., Ste. 300, Charlotte, NC 28209 (704)554-6404. Spark Financial is independent of ESI. TC 84885(0615)p