MMD Financial has two divisions that are designed to help businesses expand and lower operational costs. EQUIPMENT FINANCING MMD Financial was founded in 2007 with the expressed purpose of providing equipment finance solutions. We have become a trusted partner to hundreds of businesses looking for equipment or vendor financing, which facilitates the operation and growth of businesses. Our mission is to provide our clients with structured financing to meet their individual needs and exceptional customer service to establish long term relationships. COST RECOVERY SERVICES Shipping Auditing: On average, 3 percent of FedEx® and UPS® invoice charges are eligible for a refund due to late deliveries and invalid charges. Our proprietary software automatically downloads a copy of your weekly invoice and secures those refunds for our clients. We only get paid from a percentage of your refunds. Energy management: Our energy consulting service is for commercial and industrial customers in the deregulated energy markets. With over 50 years of combined experience, managing over 1,000 Megawatts of power and a rich background in the electric services industry, we work with our clients to provide a unique and comprehensive alternative to normal utility power purchases. Credit Card Processing: MMD has teamed up with one of the worlds largest processors. MMD controls 100% of the pricing. We are not in the processing business for profit. We are in the processing business to keep our customer's rates low, which will help free up capital allowing clients to purchase new equipment and grow. We not only accept our finance clients but anyone who accepts credit cards.