TeamIBX is a collaborative partnership consisting of veterans in the employee benefits and pharmacy industries based in St. Petersburg, Florida. With the single-minded purpose of assisting employer groups achieve 100% transparency with the marketing of their employee benefit plans, TeamIBX leverages this increased transparency to help employers realize outperformance in the premium savings outcomes of RFP events involving group life, disability, dental, vision and medical reinsurance programs. Utilizing the proprietary group insurance marketing platform known as IBX, TeamIBX engages the unique advantages of IBX technology enabling employers to expand the number of insurance carriers responding to their employee benefit RFP marketing events. This broader field of respondents intensifies the competitive bidding process resulting in better premium savings results than what are typically generated using the manual and cumbersome RFP process used predominately today.