Westbourne Investment Advisors, Inc. (WIA), located in Annapolis, Maryland, is a Registered Investment Advisor (RIA), providing personalized investment management. As a Registered Investment Advisor (RIA), Westbourne serves as a fiduciary, required to act in the best interest of clients. Independent: We are not tied to any specific investment products and receive no commissions; therefore we provide independent customized advice and provide hands-on concierge service. We differ from brokers as fee-only independent fiduciaries – paid as a percent of client assets. This aligns our interests with our clients’ objectives: preserving and growing their wealth over time. Prior to managing a portfolio we review a client's investment goals and return objectives to determine a suitable asset allocation. Key factors in portfolio construction include a client's age, income requirements, income tax picture, estate planning objectives, and risk tolerance. Our commitment is to the ongoing supervision of a limited number of client portfolios. The close relationship with our clients aids us in selecting the most suitable investments to achieve each client's desired investment results.