CAL Financial, a Minneapolis-based retail (B2C) insurance and financial brokerage, works with both individual and business clients to meet their evolving insurance and financial needs. For Individuals: • Individual term and permanent life insurance • Disability income protection • Long term care coverage • Supplemental Medicare plans • Health insurance plans • Annuities • Private passenger insurance for auto, motorcycle, ATV / UTV, snowmobile, boat, yacht • Property insurance for primary home, condo, renters, rental properties, valuable possessions (i.e. jewelry), and much more • Farm and Ranch Excess Liability (umbrella) For Businesses: • Employee Benefits: group health, life, and disability insurance plans • Products and strategies for: business continuation and buy-sell agreements, executive compensation, key employee protection, business financing collateral, and retirement income • Commercial Property / Casualty Coverage, including: general liability, product liability, workers compensation, business property, commercial and fleet auto, and much more Office Phone: 763-703-5380 Web: www.cal-financial.com Licensed in the following states: Arizona, Florida, Iowa, Minnesota, Nebraska, New York, North Dakota, South Dakota, Wisconsin