U.S. Health Insurance Exchange is a provider of affordable healthcare insurance for individuals & families, small businesses and young adults. We offer fast approval, low rates, government premium assistance, and individual attention from our industry experts. • Lowest Rates Allowed By Law • Guaranteed Acceptance • Meets Government Mandate • Government Premium Aid • One on One Service Individuals: How Do I Buy Health Insurance with U.S. Health Insurance Exchange? Under Healthcare Reform there are true solutions available for people to purchase coverage with government subsidies & guaranteed issue plans. In the past many have been denied coverage for a particular condition or have been unable to afford the premiums available to them. We are registered U.S. Health Insurance Exchange agents available to compare your current coverage and place you in the best plan within your budget. Individuals have the option of purchasing insurance through a registered agent or through a government website. There is no additional cost for buying through a registered agent. Small Business Owners: How Do I Buy Health Insurance under Health Care Reform? Small business owners will be the ones most affected by Health Care Reform. There are positives for the companies that have historically been rated high for existing medical conditions but there are also potential negatives for companies that are currently rated low because the group is relatively healthy. In either situation it is important to re-evaluate your plan and rates for 2014.