Who We Are New York Community Bancorp, Inc. is the parent company of Flagstar Bank, N.A., one of the largest regional banks in the country. Headquartered in Hicksville, NY with regional headquarters in Troy, MI, the Company had $88.4 billion of assets and total stockholders’ equity of $9.3 billion. Flagstar Bank, N.A. operates over 390 branches across 9 states. The Flagstar Mortgage division, operates nationally through 81 retail home lending offices and a wholesale network of approximately 3,000 third-party mortgage originators. Our History Through its subsidiary bank, Flagstar Bank, N.A., operates in two major markets; the Northeast, specifically, NY City and in Michigan. Founded in 1859, Queens County Savings Bank was the 1st savings bank chartered by the state of NY in the NYC Borough of Queens. The Company went public in 1993 and has grown through a series of mergers/acquisitions, most recently the acquisition of Flagstar Bancorp, Inc. Flagstar Bank’s origins date back to 1987 in MI. Initially known as First Security Savings Bank, it was chartered as a federal savings bank in 1987 and adopted the Flagstar name in 1996, reflecting a series of acquisitions of its own. Flagstar has a retail presence in four Mid-western states and in CA. Its mortgage division conducts business nationally. What We Do Our market-leading positions in several national businesses includes multi-family lending, mortgage origination and servicing, and warehouse lending. We are the 2nd largest multi-family portfolio lender in the country and the leading multi-family portfolio lender in the NYC market area, specializing in rent-regulated, non-luxury apartment buildings. Flagstar Mortgage is the 7th largest bank originator of residential mortgages for the 12-months ending 09/30/202, the industry’s 5th largest sub-servicer of mortgage loans nationwide, and the 2nd largest mortgage warehouse lender nationally based on total commitments.