We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs: FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash-Out | Conventional | HELOC | HARP | Jumbo What makes North Star Mortgage unique is that we offer the following niche programs as well: Purchase Special, No Point/No Fee. Contact North Star Mortgage today to discuss your mortgage loan options, and find out which loan program will best suit your needs.