Bad debt occurs more frequently in uncertain economic times, and internal collection efforts are an inefficient use of valuable employee and company time. Debt recovery is a demanding process, and successful collection requires a depth of knowledge and understanding gained from years of comprehensive commercial credit management experience. Bad debt limits your company’s operational agility, strains resources, and can even affect your ability to pay down your own credit debt. You can devote employee time and energy to collections, often at the expense of their regular work, or you can partner with an expert commercial credit bureau to help you collect what your business is owed. Since 1988, Mountain States Commercial Credit Management (MSCCM) has been a professional partner and trusted advisor on all matters related to commercial and B2B credit. MSCCM is a full-service credit bureau, offering extensive services and benefits, including: • Proven financial expertise and experience. • Commercial credit risk assessment and advice. • Portfolio management services. • Comprehensive accounts receivable support. • Bad debt collection and recovery services. • Commercial credit reporting assistance. • Continuing education for commercial credit professionals. Reduce your credit risk exposure, increase cash flow, and maintain regulatory compliance with a professional partner in your corner. MSCCM is licensed and bonded, certified by the Commercial Collection Agencies of America, and a member in good standing of the International Association of Commercial Collectors (IACC) . Visit msccm.com to learn more about the value of an experienced partner for your company’s commercial credit management.