The Money Cloud operates in a vast global market. Underpinned by the Bank for International Settlements reporting consumer deliverable foreign exchange is estimated to be $1.6 trillion per day. Our global target audience are SMEs, governments and individuals making international payments, 85% who still use banks offering poor exchange rates and charge transaction fees. We have created a digital platform that aggregates financial services offering multiple payment types in one solution, offering choice and value to consumers, businesses and governments enabling them to make smart financial decisions to get the best deals saving time and money. What we have created offers real time comparative pricing from multiple accounts, ease of trading/transaction management tools, encompassed in our proprietary FX management dashboard. We have enabled users globally to move and manage their money in one place. Our passion and dedication to providing big banking tools for everybody is next to none.