Illinois Business Financial Services (IBFS) exists to drive long-lasting financial change in the economically underserved communities of Illinois. Established in 1981, we are a mission-driven nonprofit organization that has invested millions of dollars into our communities and facilitated the creation of hundreds of new jobs. As a Small Business Administration (SBA) Certified Development Company (CDC), we partner with lenders throughout the state to provide long-term, lower-rate financing for real estate development projects, assisting job growth, and aiding in business expansion.