At One Stop 4 Equity Release we specialise in providing Equity Release and Equity Release Purchase for customers across the UK. For many people, the biggest asset that anyone will own is their home. It is also true that although many people may have not always planned well enough for their retirement, they have usually paid off their mortgage. You, like many people have probably seen a significant growth in the value of your home. For many, despite some help from the government, people are just not having the retirement that they deserve. Protected by the Equity Release Council, what are known as ‘Lifetime Mortgages’ or 'Equity Release Loans’ now allow people who are at least 55 years young to borrow against the value of their property. The amount depends on various factors including what the providers offer is, the age of the applicant, the value of the home and obviously, whether there is still a mortgage left on the property.