Universal Capital is a direct lending company that provides short-term financing for real estate investments. TYPES OF INVESTMENTS: 1. New construction and development on SFR's, multi-family & commercial 2. Renovation loans - buy & hold or flip 3. bridge financing ("gap lending") 4. Land - commercial & residential 5. Direct investments - managed by our in-house team NON-OWNER OCCUPIED HARD MONEY/ BRIDGE LOANS: 1. Loan to After Renovation Value (ARV) ratios up to 70% 2. Capital investment from borrower typically 5% to 15% on purchases 3. Loan sizes generally $100,000 to $3 million 4. 6-month term loans – extensions possible 5. Interest-Only - contact us for rate and fees 6. Funds can be used for purchase, refinance, or cash-out 7. Credit not the contributing factor for decisions, no min scores 8. Must close in the name of a business entity and be an investment property WHY UNIVERSAL CAPITAL?: 1. We are a direct lender using our own capital to invest 2. Simple loan application process - collateral is the primary factor for approval 3. Clients can leverage our decades of experience and contacts 4. Fast closings/ direct payments to sub-contractors/ quick response time to draw requests Visit us at www.uclend.com or call 800.259.1614 for more information.