A boutique Wealth Management & Investment Strategy firm, in business since 2005 following 8 years managing money for high net investors at Morgan Stanley and Merrill Lynch. HFG operates under the regulatory arm of the SEC (U.S. Securities and Exchange Commission) and the OH Division of Securities. Michael Harding is OSU Alumnus (2000) and the HFG office is based in Columbus, OH. We service an optimally sized client list; this allows us to provide each client with a level of customization that the larger firms just cannot offer- without sacrificing the opportunities offered by major banks or large brokerages. From a client’s perspective the advantage of HFG’s fee based model, is that there is no incentive to generate commissions through excessive buying and/or selling of securities, insurance or investment products. This reinforces our commitment to unbiased counsel and objective advice. Our clients have discovered the value of working with a local business, a member of the community and a Registered Investment Advisor who can custom tailor financial planning and portfolio management solutions. The Harding Financial Group is committed to providing investors valuable opportunities for experiencing truly objective advice. More than just words, we’ve put specific structures in place for guarding and protecting our objectivity. This includes top-of-the-line research from around the world, retaining Charles Schwab Institutional for fiduciary safety of client assets, the comprehensive Planning process, and seasoned, locally-based professionals delivering superior advice and service.