Holland Financial Services, Inc. is an Independant Financial Planning Firm, covering all areas of financial management, from investment and retirment planning to risk management and estate conservation. We will work with you to develop a comprehensive financial strategy that fits your unique needs and enables you to meet both short-and long-term objectives. We also specialize in Employee Benefits and business planning. By being a fee for services provider, investment management has full disclosure. We earn an hourly rate or an investment management fee to manage investments and provide insurance consultation. If we are engaged to underwrite various forms of insurance, a standard commission is paid.