We are dedicated to helping our community achieve financial independence through exceptional education and proven counseling programs. CCCS offers a variety of programs designed to assist Mid-Ohio Valley residents experiencing financial challenges. Included are sessions on Debt Management, Student Loan Counseling, Bankruptcy Counseling, Delinquent Mortgage, Credit Reports and Credit Report Counseling and First-Time Homebuyers certifications. CCCS also offers Representative Payee services to the Mid-Ohio Valley region.