First National Bank of Chillicothe is a locally owned and operated community bank which has served the area since 1868. We commit to: Help people live a richer life; Maintain our history of safety and soundness; Offer quality, profitable financial products and services that our customers want at competitive pricing; Provide unparalleled service: fast, easy, personal and secure; Continue our role as a community leader; and Share our profitability with, and return value to, our customers, employees and shareholders, thereby achieving financial security for all.