ISM has been in business for over 30 years. Our cornerstone product, FREEDOMFLEX®, is one of the insurance industry's leading products. We have a proven track record that consists of a unique, long-standing product, supplemental products, and the best agent management system in the business. We created our own innovative products and developed an administrative system—both of which are still unrivaled in the industry today. In doing so, we began a trend in the insurance and financial service business which many have attempted to copy, but have been unable to sustain. ISM is unique in its ability to enjoy long term success and viability in an ever-changing industry. Today, we continues to expand our unique products and services to compliment our cornerstone product, FREEDOMFLEX®.