Spring Financial Group is set to transform the way people in the UK get a mortgage. We have re-engineered the mortgage process from top to bottom using AI and proprietary algorithms - that will do all the hard work for consumers and mortgage intermediaries alike...meaning consumers will at last get the certainty and speed they crave when buying their dream home. The whole process is finally being made easy and simple, putting an end to long hours of administration, seemingly-endless application forms, and long phone calls. With data and analytics as its engine, and the customer at the heart of its business design, Spring Financial Group will make legally-binding mortgage offers possible in minutes, not weeks - a revelation in an industry famed for its unwieldy ways of working. We believe that the winning banks in the future will become data management companies, using a single, fully-digitised view of the customer to increase process efficiency, reduce costs, and function in real time. This is how we will operate, with a scalable end-to-end platform built using proprietary technology and best-of-breed third-party components. Artificial intelligence, machine learning and predictive analytics will be fully embedded in the business to enable an industry-leading level of automation.