Compass Insurance Group provides insurance for startups and established companies. We offer Auto Liability, Motor Truck Cargo, General Liability, Physical Damage, Non-trucking, Occupational Accident coverage for owner-operators and motor carriers. Every motor carrier operating in the United States is required by Federal law to carry proof of auto liability. It protects protect motor carriers if their vehicles cause an injury or death to another person or damage to the property of others. Motor Truck Cargo insurance (Cargo) provides insurance on the freight or commodity hauled by a For-hire motor carrier. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load. Non-Trucking Liability (NTL) protects owner-operators under permanent lease to a motor carrier while using a truck for a non-business purpose. Occupational accident insurance coverage provides benefits to employees injured or killed in a job-related accident. Check out our other policies listed on our website to increase your protection. Physical Damage coverage protects the insured’s truck(s). General Liability pays for injuries or property damage caused as a result of business activities not directly related to operating a truck.