At CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account. Or, you may be on your way to retirement and want your money to grow to its full potential. Either way, we are here to help. We offer the same products and services as a bank does, but with lower interest on loans, higher interest on deposits and of course lower and fewer fees. As a not-for-profit, our focus is your financial health -- not Wall Street. And unlike banks, credit unions are owned and governed by members so it is your money and your financial institution. If you live, work, worship, attend school, or volunteer in portions of DeKalb, Fulton, or Gwinnett Counties, you're eligible for membership!