You Need A Budget (YNAB, we call it why-nab when we’re in a hurry) teaches your employees a whole new way of thinking about their money. Your team will break the paycheck to paycheck cycle, get out of debt, and save more money. We provide award-winning software to implement our method. - 70% of your team is living paycheck to paycheck. We can fix that. In less than four months, your employees will be living a month ahead of their bills (verses a month behind). - The #1 cause of employee stress, year after year, is their personal finances. We can fix that. YNABers don’t overdraft their bank accounts, and they never ask for paycheck advances. - 30% of your team is using credit cards to pay for monthly necessities they can’t otherwise afford. We can fix that. YNABers always pay their credit cards in full. - Almost half of your team is spending more than 12 hours each month dealing with personal finance stresses. We can fix that. YNABers don’t pay late fees, set up savings on autopilot, and spend about 1 hour each week managing their finances (and well!). We’ll provide 1:1 email support, online workshops, in-person kickoffs, and award-winning software to get your employees “well” financially. Your employees’ financial stress is killing your bottom line. We can fix that.