At Mortgage Mantra, we have the knowledge & experience gained over the last 18 years to assist you with impartial advice based on your unique financial situation. •We have the experience to develop a mortgage strategy that will save you time and money. We understand different lenders loan policies clearly and are therefore able to make loan proposals work effectively for you. •We operate independently-independent of the lender, the real estate agent, the accountant, the solicitor & other professionals. We always put your interests first. We will not refer you to a lender or another professional unless we are convinced that they share our commitment in providing you with the appropriate advice & guidance. •We won’t compromise on our ethics. We will follow the rule-book. This will mean no problems for you or with your lender. •We will arrange your loan with the lender that gives you the best overall loan proposal. •We have more choices available to us than your bank to find you the right solution. •As mortgage advisers we will help you manage your mortgage effectively & put adequate protection/ insurance in place for you. •We are able to access non-prime lenders and mortgage providers. This gives us a range of options when it comes to getting unique loan proposals approved.