Rule #1 - Know when you're having a teachable moment versus a learnable moment! Economically speaking, there are two types of debt, "Smart Debt" and "Dumb Debt." The United States represents the world's largest economy, and subsequently, we serve as the world's most notorious debtors! You'd think our entire education system would focus on ensuring that Americans were masters at leveraging debt smartly, sanely, and rationally... You'd be dead wrong to think so. The reasons why our system perpetuates "dumb debt" are driven by systemic institutional dependencies. Before we begin to drill down to the cause and effects of dumb debt, allow me to invite you to the world of Smart Debt Systems. I am Jey Lawrence, founder, and chief belief officer. Please explore our page and plugin to our content. The Smart Debt Systems team, as well as myself, look forward to learning more about your income and wealth creation goals. One Great American author once stated, "everything lives or dies, on leadership!" I have a spin on that statement... "everything lives or dies as a result of the way your entities are structured and capitalized!" Here's where the "Smart" in Smart Debt Systems comes into play. With the help of many of the greatest business formation strategists and cash flow savants, we offer you Smart Debt Systems!