In today's uncertain and unstable economic climate, with life expectancies approaching the 90s and escalating long-term care costs that could easily deplete your estate, it is no wonder that many baby boomers and retirees are nervous about their future. At Providence Financial & Insurance Services, we believe that the choices you make now about your financial resources will determine whether your retirement years are golden or not. Some of these decisions may be irrevocable so it is critical that you make informed choices that will not be detrimental to your income and lifestyle. Since the late 90s, Providence Financial & Insurance Services has specialized in conservative investment strategies and estate planning for baby boomers and retirees. Whether you have a moderate portfolio and are seeking conservative investment options to keep what you have earned, or you have a multi-million dollar estate and are looking for advanced estate-planning expertise, Providence Financial & Insurance Services has the knowledge and experience to help. Anthony A. Saccaro is a chartered financial consultant, registered investment advisor and estate planning attorney. As President of Providence Financial & Insurance Services, his vision is to continue and reinforce the company's solid reputation for excellent service and trusted expertise within the local financial services industry and community at large.