Alpha Quotient™ (AQ) is a human capital ratings and equitization company AQ uses academic, marketplace and individual performance metrics to estimate human capital valuation of individuals, academic institutions and businesses. Focused on the mission to promote sustainable investments in human capital, AQ allows individuals to achieve personal, academic and professional fulfillment through its platform. AQ members can convert their AQ score and rating into an intellectual asset class and market their debt (or tuition balances) through AQ’s platform of equity investors (P2P/Crowdfunding) or debt partners (Lenders), promoting the idea that: Every Student Is a Start-Up™