Fee-Only Financial Advisor. CPA, CFP, MS. Providing financial and investment advice, objectively, to businesses and individuals worldwide. NAPFA (the National Association of Personal Financial Advisors) defines a Fee-Only financial advisor as one who is compensated solely by the client with neither the advisor nor any related party receiving compensation that is contingent on the purchase or sale of a financial product. CFP® certification, administered by CFP Board, identifies to the public that those individuals who have been authorized to use the CFP® certification marks in the U.S. have met rigorous professional standards and have agreed to adhere to the principles of integrity, objectivity, competence, fairness, confidentiality, professionalism and diligence when dealing with clients.