At SMJ Financial Services, we believe our clients value our financial advice. We pride ourselves on our ability to listen to our clients and to engage with them on their financial planning journey. Our measured financial planning process ensures that you are engaged from the very first step. SMJ Financial Services Pty Ltd (ABN 12 163 939 866), trading as SMJ Financial Services Pty Ltd is an authorised representative and credit representative of AMP Financial Planning Pty Ltd, Australian Financial Services Licensee and Australian Credit Licensee.