After learning as much as I could about personal finance through Dave Ramsey’s principles and becoming debt-free in three years, I created my own business helping others achieve their financial goals little-by-little. With Three Pennies, I educate millennials the basics of personal finance by offering one-on-one services and creating social media content, weekly motivational emails, and digital products. About Three Pennies There is a story about Mother Teresa wanting to build an orphanage. When her superiors asked what resources she had to build it, she said she had three pennies. They told her that she couldn’t build an orphanage with only three pennies. She said, but with three pennies and God, she could build it. Through her faith and three pennies, she was able to do it. Another significance of the penny is that it’s engraved with “In God We Trust.” With a lot of faith and hard work, you can achieve your dreams too.