Fiduciary retirement advice by: Providing the highest growth and income consistent with safety Creating a defensive portfolio to protect assets from loss due to market fluctuation Avoiding rollover and distribution mistakes with IRA/401k/403b/TSP Teaching clients how to minimize taxation and maximize liquidity Explaining the 8 ways to hedge the long term care threat to your assets Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment Advisor Representatives of Horter Investment Management may only conduct business with residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through Miller Investment. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.