R&A is a professional services firm specializing in the placement of commercial and personal insurance, bonding and risk management programs. Our clients are our first priority. We align with our clients as their outsourced risk management department and emphasize sound planning on the assumption and transfer of corporate and personal risk. Through our efforts, our clients can minimize and transfer the daily exposures they face all while maximizing their bottom line. R&A prides itself in our cutting edge technology, our world class service team and our competitive insurance carrier relationships. The long term relationships we have forged with our carriers allow us to leverage pricing consideration and coverage offerings to our clients where other agents and brokers simply cannot compete. R&A has developed several niche market programs: Towing & Recovery, Waste Hauling/ Processing, Construction, Wholesale, Distribution, Agribusiness, Auto Services and Hospitality Headquarters: Executive Plaza III Suite 1102 11350 McCormick Road Hunt Valley, MD 21031 1-800-564-0169