What We Do: Our business is dedicated to the preservation of your assets while providing attractive returns. Regardless of the investment chosen, all accounts allow for customization and transparency. Lang Asset Management is family owned and has been in business for 29 years. We take pride in the service our clients receive, which includes effective communication, execution, and administration. Each account is reconciled in person every day to the penny. We offer three investment products with each providing diversity and different levels of risk. Premium Choice Fixed Investment is our most conservative approach, which we recommend for most Individual Savings and Retirement Savings. This product invests solely in AAA and AA Bonds, Corporate Bonds and/or Municipal Bonds, maturing within 5 to 6 years. These high quality, short-maturity bonds help eliminate the risk of price declines associated with rising interest rates and default risk due to their superb credit quality. Our Balanced Investment is a mixture of the high-quality Municipal Bonds and Corporate Bonds discussed above and a predetermined percentage of well-diversified, high-quality stocks. The Smart Bear Balanced Investment is for the more aggressive investor, with 85% of the portfolio invested in the AAA and AA, short-maturity bonds with an additional 15% investment in Inverse ETF stocks that perform well in a declining equity market. Each portfolio offers diversification, liquidity, and complete transparency. There are no lock-up periods.