We help small businesses in Africa to track customer debt, facilitate repayments & manage their cashflow. Small business owners in Africa are using pen and paper to record customer debt which is ineffective and time-consuming. They spend hours tracking, reconciling, and calling debtors, but still upto 60% of debt is paid late and as much as $2K a year lost to non-payments, significantly constraining their cashflow. This is the story of 85M+ small businesses in Africa. We are automating previously manual processes like debt repayment reminders, billing, payments and reconciliations. By using Patika, these small business owners have so far experienced +17% increase in cash flow and are now saving up to 3 Hours Daily of reconciliations.