nonprofit (501C3) independent economic development family of organizations providing low cost loans to small businesses & nonprofits in Nassau & Suffolk Counties, NY under programs with US Dept Commerce/EDA; NYS; US Treasury and others; affiliate-LISBAC is a CDFI/CDE. Also provides free technical assistance & seminars. Featured loans: NYS Targeted Loan Fund, up to $500,000 20 yrs 4% fixed for manufacturers, commercial fishing, wholesale if NYS MWBE certified or in pharmaceutical, high end electronics, bio med, transportation or environmental technology and others; LISBAC micro loan up to $25,000 5% fixed 10 yr term.