"Fintox is an extension of my own tryst with investments. It is an initiative to make people conscious about investments while making it simple for them to build wealth." - Founder, Fintox Short story on Fintox “I made my first investment by opening a PPF account back in 2008. It was a decision i took based on my father’s advice. In the hindsight, i think, it was a good decision, if not the best, given the level of financial literacy in India. Only 3% Indians invest in stocks, mutual funds, FDs , PPF or P2P lending etc. Most prefer physical assets which can be seen, touched & felt like Real Estate (85+% of Indian wealth) or Gold (11% of Indian Wealth). Even after passing out from IIM Ahmedabad in 2013, i could not take a step into investments in financial assets. I encountered things that prevent us from investing like fear of loss, myths & rum-ours, complexity & lack of guidance etc. Over the next 2 years, I read a lot of books, talked to a lot of people but I could not invest on my own. However, things changed and I took a leap beyond PPF after my marriage in 2016. My wife questioned why was I wasting time in reading and not investing at all. And that was the Eureka Moment ! She had been working in a Private Bank for 3 years, confidently selling mutual funds. She was making people invest @15% CAGR from a small town in Chattisgarh. In January 2017, I opened my Demat Account and since then its been no looking back. I am really confident about stocks, derivatives, mutual funds, commodities, P2P lending & alternative investments. Though not a billionaire yet, but I really feel that i gained the attitude to be one soon. Being financially independent is one of the best things. And all it takes is discipline, persistent attitude, the right guidance, patience & avoiding excuses. With Fintox, i wish to make investing simple, help people in being financially independent & build an investment conscious nation.” – Founder, Fintox